Trainers are usually underinsured, and studio operators can consequently be held liable, which can lead to the insolvency of the trainer, the studio, and in some cases even the personal assets of the operator. Additionally, the GDPR poses significant liability risks for trainers and studio operators in the industry, for which there are simple solutions. Hardly any other industry sees self-employed individuals as affected by later-life poverty as much as trainers in the fitness sector. There are also solutions for this, which are heavily supported financially by the government, yet hardly any trainer takes advantage of them.